Mortgages Do Not Have To Be Difficult
Matt Kelly Will Streamline the Process for You
The cornerstone of Matt’s business is building a relationship based on trust and providing you with the information you need to make the right mortgage decision.
Options Designed For You
Best Rates
We partner with over 90 financial institutions, some offering rates ½ to 1% lower than our competition.
Superior Service
Our tailored approach is personalized to fit your unique needs.
Variety of Options
Everyone qualifies differently. We will put together a solution that works for you.
A Smooth Journey From Application to Closing
Buying a home can feel complex, but our team breaks it down into simple steps so you can move forward with confidence.
Steps in Our Process
Our pre-approval process does the work up front so that finding your home is the most difficult part.
1 Apply
Complete your application online, or over the phone. Our system can take your application 24/7.
2 Pre-Approval
We verify your income, asset and credit documents to give you a strong pre-approval based on numbers that work for you so that you are ready to submit an offer.
3 Find Your Home & Make Offer
We work with your realtor. Let’s run the numbers together before you even see the property. Efficiency wins in the market!
4 Underwriting Review
Your documents are carefully reviewed to ensure a successful loan approval. Our preparation makes for less stressful experience.
5 Clear to Close
We coordinate with the title company to finalize your paperwork. Our efficient approach will have us talking final numbers before you know it.
6 Funding & Keys
Receive your keys (or refinance funds) promptly so you can move in or enjoy your updated mortgage stress-free.
Loans for Every Situation
Conventional Loans
FHA Loans
VA Loans
Refinance Loans
USDA Loans
Jumbo Loans
Reverse Mortgages
Investment Property Loans
Commercial Loans
Self-Employment Loans
Let’s Get Started!
Get Pre-Approved
Talk to Matt About Your Loan Options
We meet you when it’s convenient. Contact me to discuss your mortgage options and find the right solution for you.